Best credit cards in UAE | The United Arab Emirates (UAE) is home to a plethora of credit cards from various banks and financial institutions, each offering its unique features and benefits. With so many options available, it can be challenging to choose the best credit card for your needs. In this article, we will discuss the five best credit cards in the UAE based on their rewards programs, interest rates, fees, and other factors.
- Emirates Islamic Cashback Plus Credit Card
The Emirates Islamic Cashback Plus Credit Card is an excellent option for those who want to earn cashback on their purchases. With this credit card, customers can earn up to 10% cashback on supermarket and fuel purchases, as well as 5% cashback on all other purchases. The card also comes with a low interest rate and no annual fee.
One of the best things about this credit card is that it has a simple and straightforward cashback program. Cardholders don’t have to worry about earning points or redeeming rewards – the cashback is automatically credited to their account each month.
- ADIB Etihad Guest Visa Platinum Card
The ADIB Etihad Guest Visa Platinum Card is an excellent option for frequent flyers. With this credit card, customers can earn Etihad Guest Miles for every purchase, which can be redeemed for flights, upgrades, and other travel-related expenses. The card also comes with complimentary travel insurance and airport lounge access.
One of the best things about this credit card is that it offers a range of exclusive benefits to Etihad Airways passengers, such as priority check-in, priority boarding, and additional baggage allowance. Cardholders can also earn bonus miles when booking flights with Etihad Airways.
- Citi Cashback Credit Card
The Citi Cashback Credit Card is an excellent option for those who want to earn cashback on their everyday purchases. With this credit card, customers can earn up to 5% cashback on grocery, dining, and fuel purchases, as well as 1% cashback on all other purchases. The card also comes with no annual fee for the first year.
One of the best things about this credit card is that it offers cashback on a wide range of purchases, including online transactions. Cardholders can also earn unlimited cashback with no minimum spend requirements.
- Dubai First Royale Card
The Dubai First Royale Card is a high-end credit card designed for high-net-worth individuals. With this credit card, customers can enjoy a range of exclusive benefits, such as 24/7 personal concierge service, complimentary access to over 500 airport lounges worldwide, and travel insurance coverage up to $1 million.
One of the best things about this credit card is that it offers a high credit limit, allowing cardholders to make larger purchases with ease. The card also comes with no pre-set spending limit and no annual fee.
- Mashreq Solitaire Credit Card
The Mashreq Solitaire Credit Card is an excellent option for those who want to earn rewards on their international spends. With this credit card, customers can earn up to 10% cashback on international spends, as well as 1.25% cashback on all other purchases. The card also comes with no annual fee for the first year and a low interest rate.
One of the best things about this credit card is that it offers a range of benefits, including travel insurance, airport lounge access, and complimentary golf sessions. Cardholders can also enjoy exclusive discounts and offers at select merchants.
In conclusion, these are the five best credit cards in the UAE based on their rewards programs, interest rates, fees, and other factors. When choosing a credit card, it is important to consider your individual needs and lifestyle and to read the terms and conditions carefully to understand any potential fees and charges.